I tend to ask a lot of questions. If my Mother was alive, she’d tell you, that she raised me to be this way. I was inquisitive as a kid because I didn’t like being told to accept answers that didn’t make sense in my head. My Mother used to get frustrated with it until she…
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It’s funny how our brains work when it comes money. Whether poor or wealthy, most would say they don’t have enough. The reality is that “enough” is a…
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When I graduated from the Naval Academy in 2007, there was a palpable feeling with regards to financial markets in the U.S. No matter your level of…
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What is ESG? I find myself asking that question pretty frequently these days, because, quite frankly I thought I knew the answer. Hell, I thought Ray…
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Let’s face it, this thing called life is one big game, that we have a finite amount of time to play. No do overs. No second chances. Eventually the game…
*For USAA members
I remember my Mom having a lot of scars on her wrists. Occasionally I would ask about them and she would either answer or shut down emotionally. She…
In 2017, a freak thing happened one morning when I woke up. I was a 4th year General Surgery resident at the time. I went to be the night before, like I…
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